Specialized processing for businesses with $500+ average tickets — higher approval rates, lower declines, same-day setup.
Your processor keeps declining large transactions
You're losing 3–4% on every high-ticket sale
Your bank flagged your account for high volume
Customers abandon cart on big purchases
You've been dropped by a processor before
No one will approve your business type
ModernPay specializes in merchants doing large average tickets. We route your transactions through processors that are optimized for high-value sales — meaning fewer declines, better approval rates, and rates that actually match your risk profile.
✓ Equipment: $0 with processing account
✓ Processing Rates: Custom quote based on your business
✓ No Long-Term Contracts
✓ No Hidden Fees
Furniture & Appliances
High per-unit sales, need reliable large-ticket approvals
Automotive & Parts
Parts and service tickets in the thousands
Jewelry & Luxury Goods
Premium products need premium processing
Medical & Dental
Out-of-pocket procedures and elective services
Contractors & Home Services
Deposits, installs, and project invoices
Electronics & Tech
High-value devices and B2B orders
Step 1: Submit Your Info
Fill out the form below with your business type and monthly volume
Step 2: Free Rate Analysis
We review your processing history and match you to the right acquiring bank
Step 3: Go Live
Same equipment, new processor, better approvals. Usually live within 24 hours.
Get Your Free High-Ticket Rate Analysis
No commitment. No obligation. We'll tell you exactly what you should be paying.
We respond within 2 business hours. Austin, TX based team.
Company:
✓ About ModernPay
✓ Contact Us
✓ Austin, Texas
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